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Cost vs. Value 2018: The Projects with the Best Return

Not all home improvement projects are created equal, especially when it comes to getting money back on your investment. While you’ll very rarely see a 100% return on your money, there are some projects that get you close to it.

Remodeling magazine compiles a report each year that tells you which home improvements will get you the best return on your investment. Go here for more information about all the projects in the report. This information is especially valuable because it’s specific to Portland. Continue reading “Cost vs. Value 2018: The Projects with the Best Return”

What You Need to Know About the New Energy Audit Score Law

You may have heard some buzz about a new energy score law that’s going into effect in January. There isn’t a whole lot of information about it yet, so I interviewed Brett Lee with Portland Home Energy Score, LLC, one of the few places in town that’s trained to perform these audits. Here’s why the law was passed, how it works, and everything else you need to know. Continue reading “What You Need to Know About the New Energy Audit Score Law”

A Simple Guide to Budgeting for Home Maintenance Expenses

Homeownership comes with a lot of excitement but also with a lot of responsibility. After looking carefully at your budget and deciding how much you could afford to pay for a home, you found the perfect place to call your own. Now that you own a home, you have to take care of it. Gone are the days of landlord maintenance. Budgeting for home maintenance expenses can feel overwhelming and confusing. But it doesn’t have to be! I’ve got your simple guide on how to create a realistic budget for home maintenance as well as some great ideas to get you started on an emergency fund for those unexpected repairs. Continue reading “A Simple Guide to Budgeting for Home Maintenance Expenses”

Is Living in an HOA Right for You?

You’ve found the perfect home! The price is right, the style is right, and you love the location. But there’s one catch—that perfect neighborhood and home is in a community with a Homeowners’ Association (HOA). Before you put in an offer on your dream home, it’s important to know what living in an HOA is like. If you’re a little unsure about what you’re getting into with an HOA and whether or not it’s right for you, here’s what you need to know.

Continue reading “Is Living in an HOA Right for You?”

Our New 1% Down Loan Program

Here at Guild Mortgage, it’s our top priority to help as many people as possible buy homes of their own. Here are all the details you need to know about our exciting new down payment program (buy a home with just 1 percent down)!

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All loans are subject to underwriter final approval, loan limit restrictions based upon subject property state, terms and conditions may apply. Subject to change without notice. Always consult an Accountant or Tax Advisor for full eligibility requirements on tax deductions. Eligibility for this non-repayable grant is subject to the Program guidelines. Changes to loan parameters including but not limited to loan amount, owner-occupancy status, loan to value, and other factors may render Borrower ineligible for the Program. The grant may only be used for the borrower’s cash investment in accordance with the Program guidelines.

Announcing the Guild Giving Scholarship

Guild Mortgage is dedicated to serving the communities where we do business, and a big part of that is our charitable giving. We support many local and national charities through monetary donations and through company-supported volunteer hours. We also support our communities by offering a scholarship through our Guild Giving Foundation.  Here’s everything you need to know about who qualifies and how to apply by April 15, 2017. Continue reading “Announcing the Guild Giving Scholarship”