Portland Mortgage Blog

What’s All This Hubbub About the Federal Reserve and Bonds?

In this article, we will explain what the Federal Reserve does as well as how its leaders’ decisions affect mortgage rates for you and me.

The Micro-Loft: A Trend Both Old and New

With the price of housing on the rise, and the current human population set to steadily increase, city planners the world over have turned to micro-lofts to maximize living space.

Watch For a Home’s “Liveability”

One of my favorite things is being able to see so many different types of homes and measure their ‘liveability’. […]

Why FHA Loans Are Now More Expensive (And Why You May Still Want One)

FHA has made some changes over the past year, making their home loans more expensive. Yet, for some buyers, it may still make sense to get an FHA loan vs. a conventional loan.

8 Insider Secrets to Great Interior Design

Over the years, I have learned many tips and tricks about interior design. These tips, while relatively easy to implement, can have a huge impact on the overall appeal of your space.

Top 5 Home Buyer Mistakes (And How to Avoid Them)

Many home buyers fall into the same five mistakes that make the home buying process a challenge. Take time to avoid these pitfalls and you can celebrate every step in the process rather than stressing out.

Fall Garden Rejuvenation Tips for Great Spring Plants

The soil in your garden worked hard all summer long, and now it needs some rejuvenation before it nestles in for its long winters’ nap.

When a Short Sale Buyer Backs Out

Selling your home as a short sale can be a stressful situation. It is often the result of financial hardship and is never an easy decision to make. You put your home on the market and hope for the best. Lucky for you, the market is booming with buyers so your Realtor is able to negotiate a great contract. Lenders require an offer to purchase as part of a complete short sale package, so this is often the final piece of information needed to initiate the process.

3 Ways to Raise Your Credit Score in 30 Days

Everyone knows how important your credit score is. It not only affects whether or not you’ll be approved for credit such as an auto or a home loan, but also affects the interest rate you’ll receive on these loans.

Speed Up Your Home Loan by Understanding These 6 Steps

You’ve found a home and signed your real estate purchase contract. Now it’s time to get started on your home loan. Lucky for you, you’ve got a great lender who can guide you through the process. But, even the fastest lenders must stick to minimum timelines when originating a home loan.

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