Portland Mortgage Blog

What is a USDA Rural Housing Loan?

With fairly loose guidelines about what exactly “rural” means, the USDA Rural Housing Loan could be a great loan for you.

Housing Stats for the Nerds

The spring quarter of 2014 was actually pretty great, so we figured it was time to give out a healthy dose of stats for you nerds.

I Keep Hearing “This Loan Insured By,” What Does It Mean?

Without the invention of mortgage insurance, people with less than 20 percent down probably wouldn’t be able to purchase a home, period. Find out what it is and why it’s needed.

August Portland Events

August is arguably the best month of the year here in Portland. In celebration, First American Title compiled a list […]

Mortgage 101: Understanding Your Debt-To-Income (DTI) Ratio

One of the most important acronyms in the mortgage and real estate industry is DTI (Debt-To-Income). Learn what DTI is, and why it’s important in determining how much mortgage financing you might receive.

Are credit cards really that evil?

Credit cards are a tool; whether they are used for good or evil is determined by the knowledge and responsibility of the user. In the right hands, credit cards can help to build credit, protect your money, secure discounts and benefits, and assist you in an emergency.

The Best Do-It-Yourself IKEA Hacks

From bookcases that transform into beds to shopping bags doubling as kid’s rain jackets, everything you can imagine can be found on these sites. Below is a list of some of my favorite DIY IKEA hacks.

Four Clear Steps that Directly Improve Your Credit Score

With a few small tips, you have the ability to affect fully half of your credit score with your own actions. Here are our four tips to get and keep your credit score high.

Eight Housewarming Gifts Under $50

Buying a housewarming gift doesn’t need to be difficult or expensive. We’ve scoured the Net and found eight housewarming gifts under $50.

Ever Wondered What it Costs to Buy a House? Find Out in These 27 US Cities

Have you ever wondered how much you need to make to afford buying a home? Well, wonder no more! HSH.com has calculated the base salary needed to afford for home in 27 of America’s top cities.

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