Portland Mortgage Blog

With fairly loose guidelines about what exactly “rural” means, the USDA Rural Housing Loan could be a great loan for you.

The spring quarter of 2014 was actually pretty great, so we figured it was time to give out a healthy dose of stats for you nerds.

Without the invention of mortgage insurance, people with less than 20 percent down probably wouldn’t be able to purchase a home, period. Find out what it is and why it’s needed.

August is arguably the best month of the year here in Portland. In celebration, First American Title compiled a list […]

One of the most important acronyms in the mortgage and real estate industry is DTI (Debt-To-Income). Learn what DTI is, and why it’s important in determining how much mortgage financing you might receive.

Credit cards are a tool; whether they are used for good or evil is determined by the knowledge and responsibility of the user. In the right hands, credit cards can help to build credit, protect your money, secure discounts and benefits, and assist you in an emergency.

From bookcases that transform into beds to shopping bags doubling as kid’s rain jackets, everything you can imagine can be found on these sites. Below is a list of some of my favorite DIY IKEA hacks.

With a few small tips, you have the ability to affect fully half of your credit score with your own actions. Here are our four tips to get and keep your credit score high.

Buying a housewarming gift doesn’t need to be difficult or expensive. We’ve scoured the Net and found eight housewarming gifts under $50.

Have you ever wondered how much you need to make to afford buying a home? Well, wonder no more! HSH.com has calculated the base salary needed to afford for home in 27 of America’s top cities.