Portland Mortgage Blog

How Should You List Your Home: Empty or Furnished?

It’s a question with opinions as divided as crunchy or creamy peanut butter: should you list your home fully furnished or completely bare? Just like every other either-or debate, the answer lies somewhere in between. But which is right for you?

The Evil Debt Collectors Who Went Too Far and the People Who Fought Back

Imagine a scenario with me. You’re sitting at lunch, your phone rings and you answer it. BAM! It’s a debt collector. You thought you’d paid that debt so you’re unsure why they’re calling. Can they do this? What rights do you have as a consumer?

5 Awful Things That Make Potential Buyers Want to Burn Your House to the Ground

You’re selling your home, and sadly no one wants it. Chances are if you have any of these 5 things in your house, your potential buyers are probably thinking more about killing it with fire than actually purchasing it.

Sellers and Buyers: Take Advantage of An Assumable FHA Mortgage

An assumable FHA loan is the golden goose for sellers and buyers. It allows the seller to advertise their home with a lower monthly cost, and buyers get the advantage of an interest rate less than the market offerings. Find out how to save money with an assumable FHA mortgage, today.

50 Things to Know Before Selling Your Home: What You Need to Know to Succeed

Donna Batdorff’s eBook 50 Things to Know About Selling Your Home addresses the major concerns first time sellers have about the overall process of putting their home on the market, as well as detailing potential benefits and pitfalls that could help or hinder the sale. Here are the first 10 from her full list of 50.

The Kilowatt Hour Explained

What’s a Kilowatt Hour and what does it have to do with electric bills being so expensive this winter? The relationship between energy, power, and what your electric company is charging you to use that 1,000-watt heater really isn’t as complicated as it might seem. Knowledge is power, and knowledge of the power you use could save you money.

2014 Housing Market Predictions

Novices and seasoned analysts alike love making their predictions about the performance of the housing market. Here’s a quick roundup of the top predictions for 2014.

5 Fictional Homes That Exist in Real Life

Life and art are sometimes alike in many ways. While we tell our own stories in our homes, we’re constantly surrounded by fictional stories that prominently feature “real life” homes. But what happens when those homes exist in real life?

Here are 5 examples of homes that blur the lines between art, entertainment, and reality.

New Mortgage Rules for 2014 and What They Mean For You

The news is buzzing with chatter about the new mortgage rules implemented by the Consumer Financial Protection Bureau this past month. Some are good, and some bad, and nearly all are filled with jargon that is potentially confusing. So what exactly is going on here and what does it mean for you? Let’s take a look:

Does Your House Qualify for the Mortgage Interest Tax Deduction?

While many people know about the mortgage interest tax deduction, lesser known is the fact that there are rules.

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