Establishing credit can be a frustrating process. After all, how can you ever get good credit if no one will lend to you without it?
Find out which home loans may be available to you based on your credit scores, as well as the minimum credit score required to qualify for any home loan.
Credit cards are a tool; whether they are used for good or evil is determined by the knowledge and responsibility of the user. In the right hands, credit cards can help to build credit, protect your money, secure discounts and benefits, and assist you in an emergency.
With a few small tips, you have the ability to affect fully half of your credit score with your own actions. Here are our four tips to get and keep your credit score high.
Imagine a scenario with me. You’re sitting at lunch, your phone rings and you answer it. BAM! It’s a debt collector. You thought you’d paid that debt so you’re unsure why they’re calling. Can they do this? What rights do you have as a consumer?
Everyone knows how important your credit score is. It not only affects whether or not you’ll be approved for credit such as an auto or a home loan, but also affects the interest rate you’ll receive on these loans.