Why FHA Loans Are Now More Expensive (And Why You May Still Want One)
FHA has made some changes over the past year, making their home loans more expensive. Yet, for some buyers, it may still make sense to get an FHA loan vs. a conventional loan.
Words of Praise
My experience with Guild was great! I found Carol Flanagan, Tonya Hecker, and the entire team at Guild Mortgage to be attentive, diligent, and thorough throughout the loan process. I highly recommend them.
Carol and her team are amazing. Highly professional, friendly, dedicated and communicative through every part of the financing process. Everything was explained clearly and no one ever made me feel foolish for asking questions and all requests for information were fulfilled within hours. The documentation process was easy and smooth. They went the extra mile to keep our closing on time, even with several last-minute hiccups on the seller’s end. Everything went just as we were told to expect. In such a fast paced housing market, having Carol’s team on our side was a huge asset, especially for first-time home buyers like us.
I am so happy I had Carol and her team on my side throughout the whole mortgage process. Being a REALTOR® myself, I knew that Carol was reputable, however, as a first-time homebuyer I can honestly say that I couldn’t imagine going through this process with anyone but Carol and her team of highly professional, detail oriented, informative, and compassionate people. From beginning to end I was educated, counseled, protected, and represented to the highest of standards in the real estate industry. These guys are top notch!! I would highly recommend them to my clients, family, and friends!
Carol went above and beyond to help us get our first home loan. She was knowledgeable, easy to work with, quick to respond, and got us a great rate. We would absolutely recommend working with Carol and Guild!
Never will I go anywhere else for financial guidance and care while purchasing a property- The whole team at Guild mortgage are beyond professional, respectful, friendly, personable, and attentive to detail and make you feel at ease and taken care of during a stressful event like buying a house. Thank you Carol, Tonya, and everyone at Guild Mortgage for making this experience so smooth and stress free for me!