
A phone call last summer brought what seemed like an ordinary request for a refinance. Once we began digging in, the reality of our client’s major financial stress became apparent. Here’s how we saved them from foreclosure.

Imagine a scenario with me. You’re sitting at lunch, your phone rings and you answer it. BAM! It’s a debt collector. You thought you’d paid that debt so you’re unsure why they’re calling. Can they do this? What rights do you have as a consumer?